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Payment Plans

Flexible installment plans that collect themselves.
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Why high-value dental treatment goes unaccepted without financing

A full-arch implant restoration can cost £15,000–£25,000. Orthodontic treatment runs £3,000–£8,000. When patients must pay in full at once, many decline treatment they need. Structured payment plans remove the financial barrier — but only when the collection process is automated.

Case acceptance drops without financing options
Patients who can afford monthly payments but not a lump sum will walk away from treatment when no structured plan is offered — leaving revenue and clinical need unmet.
Manual installment tracking creates gaps
When installment plans are tracked in spreadsheets, overdue payments are discovered weeks late, reminders are sent inconsistently, and write-offs accumulate quietly.
High-risk patients get the same terms as reliable ones
Without credit assessment tools, practices extend the same payment plan terms to all patients — giving high-risk patients long plans they won't complete.
Automated installment plan management
Flexible Installment Plan Builder
Create payment plans with custom amounts, dates, and intervals. Plans can be structured as equal monthly installments or custom-amount schedules — whatever the patient and practice agree.
Automated Payment Reminders
The unified reminder engine sends SMS, email, or WhatsApp alerts before each installment due date. Reminders include a direct payment link — no login required to pay.
Per-Installment Status Tracking
Every installment has its own status: upcoming, paid, overdue. The financial dashboard surfaces overdue installments with aging — showing how many days each is past due.
Credit Scoring Before Plan Approval
WIO CLINIC's internal credit scoring analyses each patient's payment history and outstanding balances before you create a plan. Set appropriate limits for different risk profiles — without relying on guesswork.
Grace Period and Late Payment Management
Configure grace periods per plan before an installment is marked overdue. Late payment tracking records when each overdue installment is eventually collected.
Family-Shared Installment Plans
One payment plan can cover multiple family members — a parent paying for orthodontic treatment for two children, for example. A single plan, single reminder, single payment portal.
Patient account view with full financial history
Each patient has a unified financial ledger — all invoices, payments, credits, installments, and outstanding balances in one view. Generate account statements for any date range. Family accounts can be consolidated — one statement for all family members.
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Make treatment affordable. Collect reliably.
See how WIO CLINIC's installment plan system increases case acceptance and reduces the manual work of tracking and chasing collections.
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